You're an adult now, and part of being an adult is living on your own. While having a place is fun - total freedom, meeting new people, hosting parties - the steps to getting an apartment can be pretty confusing and a little overwhelming. Here are some things we've learned in the last month through our own experience apartment hunting and settling into Indy.
Finding the Perfect Apartment
Something that slipped my mind while in college was getting my own credit card. While getting a credit card might sound like a parent’s worst nightmare, it’s the perfect time to start building credit. Otherwise, you’ll end up needing a co-signer. Without a credit score, there’s really no way around it.
Each apartment complex is different in the options they offer a co-signer. Instead of having my parents fill out an application (including having to pay an application fee), they decided to “pay” a full month’s rent that acted as a second security deposit. So if I pay my rent on time throughout my lease, my parents will get that amount back in full. Doing so actually saved Caroline and I money because it lowered our security deposit!